Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees (caregivers) injured on the job. Worker’s compensation insurance protects the client from having to pay out of pocket for any injury-related claims made by the caregiver.
General Liability Insurance coverage helps protect a household employer’s home from property damage claims, and bodily injury claims.
Non-Owned Auto Insurance
Non-owned automobile liability insurance covers bodily injury and property damage caused by your caregiver’s vehicle.
Fidelity (or Dishonesty) Bond
This is a form of insurance protection that covers household employers for losses that they incur as a result of fraudulent acts by caregivers or other household employees.