This is also referred to as a fidelity bond; it is a form of insurance protection that covers household employers for losses that they incur as a result of fraudulent acts by caregivers or other household employees. We have an umbrella insurance policy that covers all caregivers who pass our vetting process. The coverage includes […]
Our Commercial Liability Insurance policy also includes Non-Owned Automobile Liability Insurance. This covers bodily injury and property damage caused by a vehicle driven by your caregiver, and it’s used for claims that are in excess of the personal auto policy.
General Liability Insurance coverage helps protect a household employer’s home from property damage claims, and bodily injury claims. We have a Commercial Insurance policy that covers all caregivers who pass our vetting process. The coverage includes a $2 million General Liability insurance policy and a $100,000 bond through Lloyd’s of London (world’s largest insurance carrier).
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees (caregivers) injured on the job. Worker’s compensation insurance protects the client from having to pay out of pocket for any injury-related claims made by the caregiver.